Australia Related - Finance Me - The Finance Experts

We estimate that one in five people require a Specialised home loan as they are unable to obtain credit from a traditional lender. Often this is through no fault of their own and may be due to the tightening of lending criteria, risk profile of lender, change of policy of bank or automatic decline by credit score or Mortgage Insurance. Other reasons may be because of bad credit home loan or for the Self Employed Australian who can not prove their income through traditional means may qualify for a alt doc loan.

A deeper dive into financeme.com.au

Common questions asked about financeme.com.au

1. What types of home loans do you offer?

We offer a variety of home loans to suit different financial situations. Our range includes Basic Home Loans, Prime Home Loans, Near Prime Home Loans, Bad Credit Home Loans, Alt Doc Home Loans, Expat Home Loans, Non Resident Home Loans, Medico Home Loans, SMSF Residential Investment Loans, and more. Whether you have a perfect credit score or a less-than-ideal credit history, we have options available for you.

2. Can you help with commercial property financing?

Yes, we provide commercial property loans as well. Our commercial finance options include Commercial Property Loans, Commercial Alt Doc Loans, Commercial Bad Credit Loans, Commercial Lease Doc Loans, Commercial SMSF Property Loans, and Commercial Asset Finance. Whether you're looking to purchase or refinance a commercial property, we have solutions to meet your needs.

3. What are Prime and Near Prime Loans?

Prime and Near Prime Loans are designed for borrowers who may not meet the strict lending criteria of traditional prime lenders. These loans are suitable for individuals with low credit scores, unusual employment situations, non-standard income sources, overseas income, and other reasons that may make them ineligible for prime loans. We offer Prime and Near Prime Funding Lines, with lending options up to 95% LVR on a purchase and 90% LVR on a refinance. We can also lend up to 80% LVR for commercial zoned property.

4. Do you provide loans for self-employed individuals?

Yes, we understand the unique financial situations of self-employed individuals. That's why we offer Alt Doc Home Loans specifically designed for the self-employed Australians. These loans require less documentation compared to traditional loans, making it easier for self-employed borrowers to secure financing for their home or commercial property.

5. How can your finance specialists assist borrowers who don't meet prime lending criteria?

Our finance specialists are qualified to assist borrowers who fall outside prime lending criteria. They have extensive knowledge and experience in finding suitable financing solutions for individuals with complex financial situations. Whether you have bad credit, non-standard income, or other factors that may make it difficult to secure a loan from traditional lenders, our specialists will work with you to explore alternative options and help you find the right finance solution.

Some reasons to choose financeme.com.au

Wide Range of Home Loans and Commercial Property Loans

The company offers a full range of home loans and commercial property loans, providing customers with a variety of options to choose from. This allows individuals with different financial situations to find a suitable finance solution for their needs.

Specialized Loans for Complex Financial Situations

The company specializes in helping people with complex financial situations to finance a home or commercial property. They understand that applying for finance can be a daunting task, and they are dedicated to providing the necessary information and options to make the process easier for their customers.

Alt Doc Home Loans for Self-Employed Australians

The company offers a large range of Alt Doc Home Loans specifically designed for self-employed Australians. These loans cater to individuals who may not have traditional income documentation but are still capable of repaying a loan. This provides self-employed individuals with the opportunity to finance a home or commercial property.

Prime and Near Prime Loans

The company offers Prime and Near Prime Loans for borrowers who may not comply with prime lender policies. These loans are suitable for individuals with low credit scores, unusual employment situations, non-standard income, overseas income, and other reasons that may not meet the criteria of traditional prime lenders.

High Loan-to-Value Ratios

The company offers high loan-to-value ratios (LVR) for their loans. They can lend up to 95% LVR on a purchase and up to 90% LVR on a refinance. Additionally, they can lend up to 80% LVR for commercial zoned property. This allows borrowers to finance a significant portion of the property's value, making it easier to acquire the desired property.